A trusted partner providing debt solutions to home builders and SFR investors through strategic programs with institutional capital.
The Ledger team shares a wealth of experience within residential housing, previously working at some of the largest SFR operators, aggregators, and investors in the world.
While navigating the institutional landscape, we noticed a disconnect between the products and tools employed by large-scale operators and what was available to local markets. We saw this as an opportunity to use our relationships and experience to bring institutional-grade products to the local level.
Ledger is built to offer the most efficient debt products available in residential housing, enabling local operators and home builders to grow their business effectively.
We're a small, focused team. Four partners who serve as the sales team, backed by operations support. This means when you call, you talk to a decision-maker. No layers, no handoffs, no waiting.
Our capital comes through strategic relationships with institutional partners. This gives us the reliability and scale of a large lender with the responsiveness and flexibility of a small one.
We underwrite the deal, not just the borrower. If the numbers make sense and you can execute, we want to fund it.
All products available in the $500K to $3M range.
We're not a marketplace. We're not a broker aggregator. We're a direct lending partner with institutional capital behind us and local market knowledge in front of us.
Our team has collectively originated billions in residential transactions. We've seen every deal structure, every market cycle, and every borrower profile. That experience means faster decisions, better terms, and fewer surprises.
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