Long-term financing based on property cash flow, not personal income. Qualify on the asset, not your tax returns.
DSCR (Debt Service Coverage Ratio) loans let you qualify based on your property's rental income relative to the mortgage payment. If the property cash flows, you can get financed. No personal income verification, no tax return headaches.
This is the go-to product for investors building or holding rental portfolios who want stable, long-term debt without the friction of traditional underwriting.
$500,000 to $3,000,000
30-year fixed and adjustable rate options
Property cash flow based, no personal income docs
SFR, 2-4 unit, condos, townhomes, small multifamily
You're an investor with one or more rental properties generating income. You want long-term, stable financing without sharing your personal tax returns or jumping through agency underwriting hoops.
Whether you're buying a new rental, refinancing an existing one, or doing a cash-out to fund your next acquisition, DSCR is the cleanest path.
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